General Liability
Insurance

Essential foundational protection for every California business.

What General Liability Covers

In plain English, General Liability protects your
business if someone claims your company caused bodily injury or property damage. It’s the core coverage every
business needs

In plain English, General Liability protects your
business if someone claims your company caused bodily injury or property damage. It’s the core coverage every
business needs.

Bodily Injury

Covers medical costs if a customer slips and falls at your business.

Property Damage

Pays for repairs if you or your employees accidentally damage client property.

Personal Injury

Protects against claims of libel, slander, or copyright infringement.

Legal Defense

Covers attorney fees, court costs, and settlements for covered claims.

Who This Is For

Retail & Shops

High foot-traffic locations needing slip-and-fall protection.

Contractors

Tradesmen needing protection for job site accidents.

Professional Services

Offices protecting against general third-party risks.

Why Choose Caspian Coverage

We combine modern technology with expert, personalized guidance to ensure you have the exact coverage you need. We shop multiple A-rated carriers to find the best fit for your unique situation.

Get Your Free Quote

Get Your Free Quote

Frequently Asked Questions

While not state-mandated, almost all commercial leases and client contracts will require you to have it.
No, employee injuries are covered under Workers' Compensation.
A Business Owner's Policy (BOP) bundles General Liability with Commercial Property insurance for cost savings.
Rates are based on your industry risk, location, revenue, and payroll.
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