Watercraft Insurance
in California

Stay protected on the water with comprehensive boat policies.

Coverage Options

Physical Damage

Covers repairs or replacement for your boat, yacht, motor, and trailer.

Watercraft Liability

Covers injury or damage you cause while operating your watercraft.

Medical Payments

Covers medical costs for you and your passengers after an accident.

Wreck Removal

Covers the cost of removing or recovering your boat if it is damaged or sinks.

Uninsured Boater

Protects you if you are hit by a boater who does not have insurance.

Who This Is For

Powerboats

Coverage for powerboats used on lakes, rivers, and coastal waters across California. Protect your vessel from damage, theft, and liability risks.

Sailboats

Specialized insurance coverage for sailboats, including protection for equipment, liability, and on-water risks.

Personal Watercraft

Insurance for jet skis and personal watercraft, including liability, collision, and comprehensive protection options.

Watercraft Insurance in California

We provide affordable watercraft insurance in California, including coverage for boats, yachts, jet skis, and other personal watercraft. Whether you’re enjoying the ocean or the lake, our policies help protect your investment with reliable and flexible coverage options.

Get Your Free Quote

Get Your Free Quote

Frequently Asked Questions

While not legally required by the state, marinas and lenders almost always require it.
Yes, most physical damage policies cover the boat while it's stored or being trailered.
Basic limits are included, but we can schedule high-value equipment separately.
Home insurance provides very limited coverage for small boats, so a standalone policy is highly recommended.
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